Income tracking
Log your salary, freelance work and side-hustle income separately so you know what each one brings in.
| Category | Expected | Actual | Diff. |
|---|---|---|---|
| Rent | 1,400 | 1,400 | 0 |
| Groceries | 450 | 412 | +38 |
| Transport | 180 | 205 | −25 |
| Month | In | Out |
|---|---|---|
| Jan | 4,850 | 3,780 |
| Feb | 4,850 | 3,610 |
| Item | Exp. | Act. |
|---|---|---|
| Phone | 45 | 45 |
| Internet | 60 | 60 |
| Gym | 35 | 0 |
| Car loan | 220 | 220 |
| Savings | 400 | 450 |
Illustrative previews with example numbers
If you want a simple, straightforward way to budget, the Budget Sheet Template for Google Sheets has you covered. Track your monthly income, spending, savings and debt repayments in one place, and get a clear picture of your finances with graphs and charts that update on their own.
Take charge of your money today and set yourself up for the financial future you want.
Most people don't have a money problem. They have a visibility problem.
Small purchases add up quietly, and by the 25th your account is lower than you expected.
Budget apps want bank logins, subscriptions and daily attention. Most get deleted within a month.
A blank spreadsheet means writing formulas and building charts yourself. One wrong cell and the totals are off.
This template gives you the structure, the math and the charts already done. You just add your numbers.

Simple on the surface, with the math handled underneath.
Log your salary, freelance work and side-hustle income separately so you know what each one brings in.
Record bills and daily spending by category and see which ones take the biggest share each month.
Set what you plan to spend, enter what you really spent, and the difference is calculated for you.
Track what you pay toward cards, loans and other debt so your progress is visible.
Give your savings goals their own lines and watch the total grow across the year.
Graphs fill in as you type, giving you an instant snapshot of your cash flow.

A separate tab for each month keeps things tidy, while the yearly view adds everything up so you can see trends across months.
Check out and your PDF arrives instantly, on screen and by email.
Click the link in the PDF, choose “Make a copy,” and the template saves to your Google Drive.
Enter your expected budget, then log actual spending as the month goes. The charts do the rest.
| This template | Budget apps | Blank spreadsheet | |
|---|---|---|---|
| Cost | $12 once | Monthly subscription | Free |
| Bank login required | No | Usually | No |
| Formulas & charts ready | Yes | Yes | Build it yourself |
| Fully customizable | Yes | Limited | Yes |
| Data stays in your Drive | Yes | Stored by the app | Yes |

“I've tried dozens of finance apps and complicated spreadsheets, but this is the first one that actually stuck. Having 15 separate tabs makes organizing everything from my side-hustle income to daily expenses completely effortless. The visual charts give me an instant snapshot of where my money is going every month.”
“As someone who isn't a spreadsheet wizard, I was worried I'd get lost in the data. The built-in instructions guide made setup a breeze, and I love seeing the auto-populated graphs update in real-time as I log my actual expenses versus my expected budget.”
“The structured layout for tracking debt repayments and savings/investments completely transformed my financial habits. Being able to compare expected vs. actual numbers side-by-side keeps me accountable without feeling overwhelmed. Worth every single penny.”
These are sample testimonials for layout purposes and are not reviews from verified customers.
One small purchase, a full year of clarity. Set it up tonight and start next month with a plan.
7-Day Money-Back Guarantee. Try it for 7 days. If it's not right for you, contact us within 7 days for a refund.
No. The template runs in Google Sheets, which is free with any Google account. It works in your browser and in the Google Sheets app on phone and tablet.
It's built in Google Sheets, the spreadsheet app in Google's Docs Editors suite. Many people search for a Google Docs budget template, but a spreadsheet is what makes the automatic totals and charts possible.
You get an instant download with a PDF guide. Click the link inside, choose “Make a copy,” and the budget sheet is saved to your own Google Drive.
Yes. You only type in your numbers. All formulas, totals and charts are already built, and an instructions tab walks you through setup.
Yes. Your copy lives in your own Google Drive. We never see it, and it never connects to your bank.
Yes. Rename categories to match your life, and the totals and charts follow along.
No. It's a digital download. Nothing will be shipped.
Try it for 7 days. If it's not right for you, contact us within 7 days for a refund.
Get the budget sheet template for Google Sheets and see where every dollar goes.
Get the template · $12Looking for a Google Sheets monthly budget that you'll actually keep using? This budget template for Google Sheets gives you a clean monthly layout, expected vs. actual columns and charts that update on their own. It's an easy alternative to a budget Google Doc template, because Google Sheets does the math for you.
Each month has its own tab, so your monthly budget in Google Sheets stays organized all year, and the year overview shows the bigger picture. Whether you're paying down debt, building savings or managing freelance income, this Google Sheets budget template keeps it all in one place.